With the World policy Mundisalud you have the freedom to choose which doctor, specialist or (private) hospital you want to go to, worldwide, even if it is not affiliated with the network of the private health insurer.
Very convenient if, for example, you want to be helped in your own language or if you have a regular doctor who you would like to keep.
The costs for this are reimbursed up to 80% -90% on a refund basis in Spain and up to 90% abroad.
If you will use a doctor, specialist and hospital in Spain that falls within the medical network of the health insurer, the costs will be reimbursed up to 100% (directly via DKV pass, not on a refund basis)
No personal contribution
The Wereldpolis does not have a personal contribution like the Spanjepolis. There are limits, however, depending on which option you choose.
Four World policy options
Mundisalud health insurance has four options, below is an overview of the different options.
Below is an overview of the most important coverages *:
| Medical network |
Doctors, specialists and hospitals out of the medical network |
World emergency coverage |
|||
| Without limits | Spain | Abroad | Limits | ||
| Mundisalud Complet | 100% | 80% | 90% | € 62.000 | 100% |
| Mundisalud Plus | 100% | 80% | 90% | € 100.000 | 100% |
| Mundisalud Classic | 100% | 80% | 90% | € 205.000 | 100% |
| Mundisalud Elite | 100% | 90% | 90% | € 300.000 | 100% |
Are you not sure? Let Hypotienda advise you without obligation and free of charge. Contact us.
General coverages
Primary care
Medical care (GP, midwife and paramedic)
- Annual cardiology check-up
- X-rays
- Ambulance transport
- Childcare and pediatrics
- 24-hour emergency service in clinic and at home
- Clinical Trials
* Contact Hypotienda personally for a complete overview.
Specialists
With the Wereldpolis you are insured for consultation and treatment of specialists and for any necessary examinations. This includes: *
- Physiotherapy
- Gynecology
- Radiology, ultrasound, allergy testing, etc.
- Psychiatry and Psychology
- Revalidation
* Contact Hypotienda personally for a complete overview.
Hospitalization
The reimbursement of all hospital costs includes: costs for general treatment, nursing, operating theater and medicines in the hospital. The hospital offers a single room with a toilet and a bed for an accompanying person *.
* With the exception of psychiatric hospitalization, Intensive care unit (ICU) and incubator rooms.
Worldwide coverage in emergencies
This policy includes worldwide cover for emergencies during journeys of up to 180 days.
This includes the following coverages:
- Transport and repatriation of sick and injured people
- Early return due to death of a family member
- Medical consultation by telephone
- Hospitalization (incl. Medical and pharmaceutical costs)
- Emergency dental treatment
PPreventive examinations
This policy also includes preventive examinations against, among other things, colon cancer, breast and cervical cancer, prostate cancer, cardiovascular disease, visit to the dentist and dental hygienist, check-ups of newborns up to the age of four, including the necessary vaccinations.
